AIG Direct Insurance Services

As part of the Life Insurance division of AIG, AIG Direct helps families secure quality life insurance coverage through a direct-to-consumer approach that is both simple and convenient.

  • Since 1995, AIG Direct’s vision focuses on helping Americans secure life insurance at affordable prices.
  • AIG Direct is trusted by over a million families to help protect their loved ones.
  • Our licensed insurance agents strive to make the process of selecting a policy personalized, cost-effective, and reliable.
  • With AIG Direct, you can expect valuable and in-depth life insurance information, all with the convenience of handling everything on the phone.

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AIG Direct Life Insurance Products

Term Life Insurance

Personalized life insurance fit to meet your family’s needs: flexible coverage and customizable term lengths at affordable rates

Whole Life Insurance

Secure a lifetime of protection with a life insurance policy that builds cash value over time at a locked-in rate.

Guaranteed Issue Whole Life Insurance

A simple and quick life insurance solution for seniors*. Guaranteed protection and permanent coverage with no medical exam.

Quality of Life Insurance

Safeguard your family’s future with innovative life insurance benefits that you don’t have to die to use. Affordable rates, fixed premiums, and financial assistance, all while you are still living.

Universal Life Insurance

A lifetime of reliable life insurance protection that provides flexible coverage and cost-effective rates.

Life Insurance with No Waiting Period and No Medical Exam

With guaranteed issue whole life insurance, you can avoid having to undergo a medical exam as part of your insurance application process.


*Referenced policies issued by American General Life Insurance Company (AGL) in all states except NY and ME. Policy Forms: ICC20-20532, 20532, 20532-5, and 20532-10. Rider numbers ICC15-15200, 15200. 15200-7, 15200-10, 15200-35,ICC15-15201, 15201, 15201-7, 15201-9, 15201-10, and 15201-35. AGL is not licensed to do business in New York. In PA this product is offered through online sales only. The total amount of all AGL Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate. Must be between the ages of 50 and 80 to apply.

© 2020 AIG Direct Insurance Services, Inc. Agency services provided by AIG Direct Insurance Services, Inc. ("AIG Direct"), CA license # 0B57619 and AR license # 0100105378, a subsidiary of American General Life Insurance Company ("AGL"), Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York ("US Life"), New York, NY, all members of American International Group ("AIG"). Each issuing insurance company is responsible for financial obligations of their respective insurance. Guarantees are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state. For all companies mentioned, their financial professionals and other representatives are not authorized to give legal, tax or accounting advice. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant.