Personal Accident & Health Insurance

When the unexpected strikes, life’s expenses go on.

Even with life and medical insurance in place, an unexpected death, accidental injury or illness can place a great strain on finances. Our Accident & Health Insurance may supplement existing insurance coverage by paying cash benefits for covered losses which can be used to help out out-of-pocket expenses such as: groceries, mortgage payments, medical deductibles or funeral expenses. So when the unexpected occurs, be prepared with accident and health insurance coverage that may help when needed most.

Accident Insurance

Our plans help when a covered unexpected accident occurs by providing cash benefits you can use to pay any expenses you choose, from unpaid medical expenses to household bills.

Accident & Sickness Insurance

If you suffer from a covered accidental injury or illness, our plans pay cash benefits, which can be used to pay any expenses you choose, from insurance co-pays and deductibles, to rent, groceries or car repairs.

Accident Death Plus Insurance

Our plans pay a benefit if you suffer a covered Accidental Death, Dismemberment, Paralysis or Coma. Benefits can be used to pay for living expenses, college tuition, funeral costs or any other out-of-pocket expenses.

This is a supplement to health insurance and is not a substitute for major medical coverage. Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.

This is only a brief description of the coverage(s) available. The Policy will contain reductions,  limitations, exclusions and termination provisions. The above plans are offered by Morefar Marketing, Inc.® (Agency name is shown as Morefar Insurance Agency in CA, under license number 0C91962). The insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. (National Union), a Pennsylvania insurance company.  National Union and Morefar Marketing Inc.® are American International Group (AIG) companies with their principal place of business in New York, NY. Coverage may not be available in all states.

*AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds.